이미 2년 전에 있었던 일인데 다시 보게되어 여기 정리해 보기로 한다.
번역은 누군가가 오래전에 번역한 것을 구글로 검색으로 얻어왔다.
외국 언론에서는 여러 뉴스사이트에서도 가십으로 다루어졌던 사건.
(예: 로이터
http://www.reuters.com/article/oddlyEnoughNews/idUSN0941966120071010)
요약하면:
뉴욕에 사는 25세의 자칭 미모의 여자는 왜 자신은 월가의 연봉 50만 달러의 남자를 못 만나는 가에 대해서 질문하였다.
이에 대한 자칭 연봉 50만 달러 이상의 남자는 사업적 관점에서 보았을 때 25세의 여자의 미모 30세 이후로는 사그러들기 때문에 감소하는 자산이기에 빨리 팔아야 되는 자산이고, 연봉 50만달러의 남자는 앞으로도 더 가치가 증가할 수 있는 자산(earning asset)이기에 거래가 성립안된다고 한다.
그렇기에 연봉 50만 달러의 남자들은 여자와 결혼(buy) 하기 보다는 임대(lease)를 원한다고 한다. (여기서 임대란 뜻은 결혼이 아닌 동거/연예를 뜻하는 듯).
이에 대하여 다시 여자가 답변 글을 올렸으나 아쉽게도 여자가 능력 밖의 지식을 동원해서 억지로 쓴 글이라 읽다보면 여자의 패배가 보인다.
최초로 (
www.Craigslist.org)에 올라온 논쟁의 시작
Title : what am i doing wrong?
제목 : 제가 뭘 잘못하고 있죠?
okay, i’m tired of beating around the bush.
저도 이제 빙빙 돌려 말하는거에 지쳤습니다.
i’m a beautiful (spectacularly beautiful) 25 year old girl.
전 아주 아름다운 25살 여성이고요.
i’m articulate and classy.
똑똑하고 세련됐습니다.
i’m not from new york.
뉴욕 출신은 아니고요.
i’m looking to get married to a guy who makes at least half a million a year.
일년에 최소 50만불 이상은 버는 남성과 결혼하고 싶습니다.
i know how that sounds, but keep in mind that a million a year is middle class in new york city, so i don’t think i’m overreaching at all.
이상한 소리처럼 들리시겠지만, 뉴욕시에선 50만불 버는 건 중간 정도밖에 안되니, 너무 과한 걸 원하는 건 아니라고 봅니다.
are there any guys who make 500k or more on this board?
혹시 50만불 이상 버는 남자들 중 이 게시판 읽으시는 분 있나요?
any wives?
또는 그런 분의 부인분이요.
could you send me some tips?
저한테 팁을 좀 보내주실 수 있나요?
i dated a business man who makes *erage around 200 - 250.
전에 일년에 20~25만불을 버는 사업가와 사귀었는데.
but that’s where i seem to hit a roadblock. 250,000 won’t get me to central park west.
장애물이 보이더라고요. 25만불로는 센트럴 파크 서쪽(cpw)에 살 수 없어요.
i know a woman in my yoga class who was married to an investment banker and lives in tribeca, and she’s not as pretty as i am, nor is she a great genius.
제 요가 클래스에 투자은행원과 결혼한 여성이 있는데 tribeca (맨해튼 남쪽 부*역) 살아요. 근데 그 여성은 저만큼 이쁘지도 않고, 대단한 천재도 아니에요.
so what is she doing right? how do i get to her level?
그런데 그 여성은 어떻게 한거죠? 어떻게 그 여성과 같은 레벨이 될 수 있을까요.
here are my questions specifically:
구체적으로 말하자면:
where do you single rich men hang out? give me specifics- bars, restaurants, gyms
독신 부자 남성들은 어디서 주로 노나요? 바? 레스토랑? 헬스장?
what are you looking for in a mate? be honest guys, you won’t hurt my feelings
짝으로는 어떤 사람을 찾고 있나요? 솔직히 말해주세요. 상처 입지 않을께요.
is there an age range i should be targeting (i’m 25)?
특정 연령대를 찾아봐야 할까요? (전 25살입니다)
why are some of the women living l*ish lifestyles on the upper east side so plain?
왜 북동부에 사치스런 삶을 사는 여성들은 몇몇은 아주 평범할까요?
i’ve seen really ‘plain jane’ boring types who h*e nothing to offer married to incredibly wealthy guys.
너무 평범해서 부자 남편에게 별로 해줄 만한 게 없는 그런 타입을 몇몇 봤거든요.
i’ve seen drop dead gorgeous girls in singles bars in the east village.
동부지역에 독신들이 모이는 바에 가면 정말 끝내주는 여성들을 본 적이 있거든요.
what’s the story there?
어떻게 된 건가요?
jobs i should look out for?
특정한 직업대를 찾아봐야 하나요?
everyone knows - lawyer, investment banker, doctor.
변호사, 투자가, 의사 등등은 다들 아는 거고요.
how much do those guys really make?
그 사람들은 실제로 얼마나 벌죠?
and where do they hang out?
그리고 그 사람들은 어디서 보통 놀죠?
where do the hedge fund guys hang out?
헤지펀드 가지고 노는 사람들은 어디서 노냐고요.
how you decide marriage vs. just a girlfriend?
결혼과 여자친구와의 차이를 어떻게 구분하나요?
i am looking for marriage only
전 결혼만 원합니다.
please hold your insults - i’m putting myself out there in an honest way.
절 비난하지 마세요. 전 아주 정직하게 말하는 겁니다.
most beautiful women are superficial; at least i’m being up front about it.
정말 이쁜 여자들은 내숭 떱니다. 전 최소한 대놓고 말하잖아요.
i wouldn’t be searching for these kind of guys if i wasn’t able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.
제가 그런 여자들하고 비교해서 외모나, 문화나, 철학이나, 집보기나 따뜻한 마음에 뒤진다면 부자 남자들을 찾지도 않을겁니다.
postingid : 432279810
게시번호 : 432279810
영어 원문:
더보기
What am I doing wrong?
Okay, I’m tired of beating around the bush. I’m a beautiful
(spectacularly beautiful) 25 year old girl. I’m articulate and classy.
I’m not from New York. I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don’t think I’m overreaching at all.
Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 – 250. But that’s where I seem to hit a roadblock. 250,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?
Here are my questions specifically:
- Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms
-What are you looking for in a mate? Be honest guys, you won’t hurt my feelings
-Is there an age range I should be targeting (I’m 25)?
- Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village. What’s the story there?
- Jobs I should look out for? Everyone knows – lawyer, investment
banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?
- How you decide marriage vs. just a girlfriend? I am looking for
MARRIAGE ONLY
Please hold your insults – I’m putting myself out there in an honest
way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them – in looks, culture, sophistication, and keeping a nice home and hearth.
it’s NOT ok to contact this poster with services or other commercial interests
PostingID: 432279810
여러 답변들이 올라왔지만 그 중에서 가장 인기를 얻었던 답변
the answer
답변
dear pers - 431649184:
431649184 씨에게...
i read your posting with great interest and h*e thought- meaningfully about your dilemma.
당신 글을 흥미있게 읽었고, 당신이 처한 딜레마에 대해 의미있는 생각을 해봤습니다.
i offer the following *ysis of your predicament.
당신의 고민에 대해 다음과 같은 분석을 해 드리겠습니다.
firstly, i’m not wasting your time, i qualify as a guy who fits your bill ; that is i make more than $500k per year.
일단 저도 당신 시간 낭비하고 싶지 않습니다. 전 당신이 찾는 남자중에 하나입니다. 저도 일년에 50만불 이상을 법니다.
that said here’s how i see it.
그리고 제 의견을 말씀드리죠.
your offer, from the prospective of a guy like me, is plain and simple a crappy business deal.
저같은 사람들이 보기에 당신이 제시한건 단순하고 엉터리 비지니스 거래입니다.
here’s why.
이유를 말씀드리죠.
cutting through all the b.s., what you suggest is a simple trade:
빙빙 돌리지 않고 말씀드리죠. 당신이 제안한건 간단한 교환입니다:
you bring your looks to the party and i bring my money.
당신은 파티에 외모를 가지고 오면, 전 돈을 가지고 오는거죠.
fine, simple.
간단하죠.
but here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!
여기서 마찰이 생기는 겁니다. 당신의 외모는 갈수록 시들해질꺼고, 제 돈은 영원하겠죠. 아니, 사실 오히려 미래에 돈을 더 많이 벌 확률이 있지만, 당신의 외모가 더 이뻐질 확률은 절대 없습니다.
so, in economic terms you are a depreciating asset and i am an earning asset.
즉, 경제용어로 설명하자면 당신은 감가상각의 자산이고, 전 증가하는 자산입니다.
not only are you a depreciating asset, your depreciation accelerates!
당신은 그냥 감가상각이 아닙니다. 갈수록 감가상각의 가속이 이루어지는 거죠!
let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year.
설명해 드리죠. 당신은 25살이고, 앞으로 5년정도는 꽤 이쁠겁니다. 하지만 매년 조금씩 줄어들겠죠.
then the fade begins in earnest. by 35 stick a fork in you!
그리고 나선 빠른 속도로 악화됩니다. 35살 정도 되면 거의 다 시들었겠죠.
so in wall street terms, we would call you a trading p!osition, not a buy and hold…hence the rub…marriage.
그러니 월 스트리스 용어로 말하면, 당신은 매각의 대상이지, 구매나 저축의 대상이 아닙니다. 그래서 결혼이라는 개념과 마찰을 일으키는 겁니다.
it doesn’t make good business sense to “buy you” (which is what you’re asking) so i’d rather lease.결국 당신을 “사는”(당신이 원하는 거죠)건 별로 좋은 경영센스가 아니니, 그냥 리스(lease:대여)하는게 낫습니다.
in case you think i’m being cruel, i would say the following.
제가 잔인하다고 생각할지도 모르니 이렇게 말씀드리죠.
if my money were to go away, so would you, so when your beauty fades i need an out.
어차피 제 돈이 없어지면 당신도 절 떠날겁니다. 그러니 당신 외모가 시들해지면 저도 빠져나와야겠죠.
it’s as simple as that.
간단한 겁니다.
so a deal that makes sense is dating, not marriage.
그러니 데이트는 돼도 결혼은 좋은 거래가 아닙니다.
separately, i was taught early in my career about efficient markets.
또한 별개로, 전 예전에 “효율적인 시장원리”에 대해 배웠습니다.
so, i wonder why a girl as “articulate, classy and spectacularly beautiful” as you has been unable to find your sugar daddy.
그래서 당신 말대로 “똑똑하고 세련되고 아름다우신” 여성분이 왜 아직도 남편감을 찾지 못했는지 궁금하군요.
i find it hard to believe that if you are as gorgeous as you say you are that the $500k hasn’t found you, if not only for a tryout.
당신이 정말 50만불의 가치가 있는 정도로 대단한 여성이라면, 50만불 이상 버는 남성들이 최소한 “일단 시도”라도 해보지 않았을 리가 없습니다.
by the way, you could always find a way to make your own money and then we wouldn’t need to h*e this difficult conversation.
근데, 당신이 스스로 그런 정도의 돈을 벌 수 있다면, 이런 어려운 대화를 하고 있을 필요도 없을 겁니다.
with all that said, i must say you’re going about it the right way. classic “pump and dump.”
이렇게 말했지만, 당신이 제대로된 전략을 세우고 있다고는 말씀드릴 수 있겠군요. 고전적인 “다 뽑아낸 후 차버려라”식의 꽃뱀전략입니다.
i hope this is helpful, and if you want to enter into some sort of lease, let me know.
이게 도움이 되셨으면 좋겠습니다. 그리고 만약 “리스”거래에 관심이 있으시면 연락 주세요.
영어 원문:
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THE ANSWER
Dear Pers-431649184:
I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.
Firstly, I’m not wasting your time, I qualify as a guy who fits your
bill; that is I make more than $500K per year. That said here’s how I see it.
Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!
So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!
So in Wall Street terms, we would call you a trading position, not a buy and hold…hence the rub…marriage. It doesn’t make good business sense to “buy you” (which is what you’re asking) so I’d rather lease. In case you think I’m being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage.
Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as “articulate, classy and spectacularly beautiful” as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn’t found you, if not only for a tryout.
By the way, you could always find a way to make your own money and then we wouldn’t need to have this difficult conversation.
With all that said, I must say you’re going about it the right way. Classic “pump and dump.”
I hope this is helpful, and if you want to enter into some sort of lease, let me know.
답변에 대한 여자의 답변. 하지만 아무래도 이 답변은 여자가 능력 외의 지식과 도움을 얻어 억지로 반박하는 것으로밖에는 안 보인다는 평이 많다. 이 부분에 대해서는 번역해 놓은 것이 없는 것 같다.
Original Article: “
To the gentleman who called me a depreciating asset“
To the gentleman who called me a depreciating asset
Date: 2007-10-11, 8:23AM EDT
Dear Sir,
I must confess that I was somewhat taken aback upon reading your email. Indeed, it has taken some time for me to sufficiently recuperate from my surprise. Lest your confidence quickly inflate for little reason (as we know is the predisposition for Wall St. types), allow me to hasten to reassure you that the source of my surprise was neither your candor nor the accuracy of your perception. Indeed, it is your “claimed” success in light of your poor grasp of economics which has me baffled. If the standards required to meet with financial success on Wall St. have sunk so low, perhaps I should indeed “make my own money”, except for the fact that the effort/reward ratio is far too high for my liking – especially when so many of your ilk have displayed a far more cogent grasp of market realities than you have.
By now you are likely scratching your ever-vanishing hairline in confusion, so allow me to elaborate, dear man. To build some credibility I will tell you a bit more about yourself. Though you did not mention the details of your occupation, it is clear that you are an investment banker and not a trader, as any good trader would understand that human courtships are based upon a semi-efficient open market, and not an investment banking cartel. However, your inability to grasp the realities of the dating market is not surprising, given that you have successfully employed the tools of collusion and market manipulation rather that true acumen in your supposed wealth generation.
If your grasp of finance were not a minority partner with your ego, you would realize that the “outflows” associated with my depreciating “assets” are quite certain, and therefore subject to a low discount rate when determining their present value. In addition, though your concept of economics evidentially failed to move past the 1950s, advancement in plastic surgery is not subject to the same limitation. Thus, with some additional capital expenditure, the overall lifetime of “outflows” generated by these assets is greatly increased. Sad that Ashton Kutcher has demonstrated understanding of the female asset class which you, in all of your financial “wisdom”, have not.
You, on the other hand, are, given the uncertainty of the Wall St. job market, more of an inflation-indexed junk bond with an underwater nested call option. Though you may argue that you are more of an equity investment, my monetary minimums required from you do not change, and if you are unable to pay them, I will liquidate you without the benefit of a chapter 11, just as you would me.
Because your outflows are so much more uncertain with respect to mine, I require additional compensation in the form of a underwater nested call option on your future assets. I say underwater because, even taking into account the value of your junk bond coupon payment to me, the value of my “outflow” is in excess of the market price of your equity (which is quite low due to its riskiness associated with your poor grasp of finance and my existing claim upon your junk bond coupon).
I must thank you though for raising the question, despite the reputation cost of subjecting your weak logic to such widespread scrutiny. This took either considerable courage or ignorance on your part- and we’ll give you the benefit of doubt, just this once. My current boyfriend (a trader who lives in Central Park West, of course) and I thoroughly enjoyed discussing your response and we wish you the best of luck in your unhappy pursuit of that elusive market inefficiency.
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